Identification and Guarantee of Tickets' Authenticity

When we hold a valuable print, these prints are sometimes banknotes, cheques, and sometimes stocks or other related documents. Whenever we obtain it, we believe that it is authentic, but once it is allegedly false, the holder The rights and interests of the company were immediately damaged. Therefore, it is necessary to have some knowledge of the authenticity of the ticket in order to take timely measures. This chapter describes several methods of identification.

First, the identification of paper

Paper is mainly composed of raw materials for plant fibers, plus special handling or special materials (see Chapter 2 for details). It is very easy for the average person to gradually confirm the truth of the paper when he holds the ticket. Pseudo:

(a) There is no watermark or watermark depth. As long as the light is very easy to see, watermarking is the use of fiber thickness and thin organization composed of text or graphics, you can also compare two identical tickets, you can find the authenticity.

(b) The color and position of the dark line. Normal paper will not be placed in the dark line, only the ticket paper, there are many different colors of the dark line, if the position and color match the real thing, sometimes the position will be a little bit of difference does not mean that the counterfeit goods, but also the difference in papermaking There are no major obstacles.

(c) The arrangement of fiber filaments. The arrangement of fiber filaments must be uniform and can be seen with a magnifying glass, and can be touched by hand to feel the smoothness and strength of the surface of the fiber arrangement, and the authenticity can also be discriminated.

(4) The structure and distribution of special filaments. Sometimes because of different tickets, there are sometimes visible threads and invisible filaments. At this time, they must be visible after being irradiated with ultraviolet light. There are different colors and there are also special colored dots. It is the focus of identification.

(e) The resolution of the thickness and uniformity of the paper. It is possible to see whether the distribution is even through sunlight or light, or whether the two sides of the paper are the same thickness. It is easy to observe the physical condition of the paper by this method.

Second, the identification of ink

The method of printing discussed in the previous chapter and the nature of different printing inks, it is now a professional way to identify the printed ink, and it is not easy for ordinary people to easily identify. Ink is a combination of pigments and media that has been carefully mixed and ground, so it can be identified in the following ways:

(A) The color of the color: Carefully look at the color of the print is clear and powerful, can emit a bright luster.

(b) texture: gravure printing often has a strong texture, you can use the hand directly touch the surface, with a protruding feeling.

(C) acid resistance, scratch resistance: tickets must be able to resist ink ink acid, weak acid test can be, without this feature may be counterfeit.

(4) Fluorescence: Some special inks are fluorescent, and ultraviolet light irradiation is required to distinguish their existence. If the same kind of ticket has one reaction, one does not show that the other is a counterfeit product. .

(e) Discoloration: This ticket has different hair color under the fluorescent lamp and the incandescent lamp. This discoloration can distinguish the authenticity of the ticket.

(6) Lightfastness: When irradiated with intense UV light, such as sunlight, the authentic coupons should not fade and the counterfeiters use inferior inks, which often fade.

(7) Abrasion Resistance: Some inks have strong abrasion resistance. Sometimes the ink for tickets is used for special purposes, or inks with weak abrasion resistance are printed on the bottom of the ink, so as to prevent the correction. As long as it is erased with an eraser, it is easy to identify with the naked eye. .

(8) Water resistance: The ticket will be soaked in water, sometimes the ink of the ticket will be faded, and the check shading is to prevent the use of water, alcohol and other liquids to tamper with the nominal amount, and the use of water-soluble ink will make it difficult to achieve the purpose.

Third, the identification of printing methods

From the previous chapter, various printing methods have been described. The features of each type of printing product are described below in order to identify which type of printing.

(1) Letterpress: When viewed with a 10x magnifier, the line drawing is frame-like around, the strokes are not neat, and there are many irregular hollows. There are different amounts of ink in the border lines. However, there is a soft suede version of the situation is more obvious.

(b) The lithographic imprints are evenly averaged, except for a few voids, the imprints are evenly contiguous, but the imprinted inks are lighter, sometimes with blurry or double shadowing, which is lithographic imprinting. Another type of dry lithographic imprint has slightly the same pattern as the relief, but the border and its edges are less pronounced.

(3) There are two kinds of gravure printing: one is an engraving gravure, and the deep and powerful pattern of ink has a high ink concentration. The printed portion has a slight convexity and can be seen as a dimple behind the back. The other is a gravure, or a rotogravure. The ink layer is thin. There are some jagged edges around the imprint, and sometimes there is a tailing phenomenon. Dots are hardly visible in the lines, and are often vague.

(d) The thick layer of ink on the stencil printing has texture. Unlike the engraving intaglio, the stencil does not appear concave. It can be seen around the indentation. This method is used for lottery tickets or scratches, and is immediately fun. On the number, the number is printed on the ink layer with a layer of holes, mostly silver or gold. When the lottery is drawn, the number can be displayed only when the ink layer is included, so that the prize can be awarded.

(5) The key printing method is mostly used for the printing of magnetic type numbers for cheques. It can be seen from the surrounding of the word whether there is any recession or not. The ink layer is uniform. If the characters are full, no gaps are produced by the key printing method.

(6) Non-engraving printing, also known as non-impact printing, is divided into laser printing and inkjet printing. It is mostly used for stock printing and barcode printing. The quality of the former is similar to that of photocopying. Many powder spots can be seen around the handwriting; the latter is lighter in writing, and there are inconspicuous edges around the handwriting. There are many other ways. Due to the limited scope of application, it will not be listed one by one.

How to protect your rights and interests

Due to the increasing number of unscrupulous people who have forged counterfeit tickets, and the lack of customer protection provided by domestic banks at the moment, any cheques that have been cheated by the naked eye cannot be identified by the naked eye. The bank is not responsible and becomes a loss to cheque depositors. The loss makes the following suggestions for the check user:

(I) At issuance:

1. It is better to sign and seal when issuing a bill.

2. Try not to issue small notes.

3. Use the ink pen to grind and polish the fine ink. Use a large general seal to write and seal the number or seal on the amount of capital to prevent alteration.

4. It is advisable to use an excavator for the lowercase amount to stamp the stamp on "$" and "※" to prevent the amount from being altered.

5. The payer should record the payer and, if necessary, prohibit the transfer of the endorsement. If the cheque can be added with a parallel line.

6. Use good quality vermillion inkpad.

7. Blank bills and seals should be properly kept, and if lost, they will immediately go through the formalities of reporting the loss and payment to the payment bank.

(b) When decree:

Need to require the printer to improve the printing technology include:

1. Adopt new computer typesetting fonts.

2. Use special foreign imported anti-counterfeit and altered papers, including colored fiber yarns, fluorescent fiber yarns, watermarks, and color changing functions.

3. The main pattern of the ticket is a double-color gravure printing that prevents counterfeiting and easy identification.

4. The voucher shading has been changed to enhance the photographic reproduction of the imprint.

5. In-depth understanding of the printing plant requires strict operation control and management.

6. There are strict quality control and quality inspection systems.

(3) When holding a ticket:

You need to have some tools to check, these include:

1. Purchase a small fluorescent lamp (ultraviolet light) to check paper and print fluorescent reactions at any time.

2. Purchase a 10x Magnifier to view suspicious tickets at any time.

3. Strengthen common sense in printing; review many chapters in this chapter and chapters in this book.

V. Examples of fake tickets

I would like to cite three cases of counterfeit tickets, provide readers with reference to increase vigilance, and must not take any light on my own interests.

[First case]

In Xinzhuang City, Taipei County, the cheque of the fake commercial bank Minsheng Branch recently appeared. The seal name was “Chen Qingan.” Since seven similar cases occurred, the police called for the attention of the business community.

According to investigation by the police, in the last December of the village of Xinzhuang, You Dexiong transferred a cheque worth RMB 10,000 from his friend. The cheque number is CA 3587438. It is the account No. 0092216 of Chen Qing’an, the first commercial bank’s Minsheng Branch. The cheque is accompanied by Xinzhuang citizens.” Endorsed by people such as pork Qiu and Lin Qiuju, who rolled the check into the Hong Kong branch of the Xinzhuang City Farmers Association. The paper found that the check was thin, rough, and the color of the cheque was light and the seals did not match. The cheques of the Minsheng Branch of the First Commercial Bank are obviously different from those of cheques.

Since the Xinzhuang Police Substation has accepted seven identical cheque falsification cases, the police appealed to the public. The use of counterfeit cheques has been found not to sue the lawsuit. However, the police usually transfer such cases to the prosecutors for investigation. The inconvenience of getting into and out of the courts still requires attention when holding cheques.

[Second case]

The first commercial bank, South China Bank City Branch, found a total of 8,700,000 denominations in succession, forged forty-four forged cheques from the two banks. The forged ticket holders were sent to 19 domestic financial institutions for prompt payment. The Huayin Report asked the Central Police Sub-bureau to investigate. Due to the wide range of involvement, the police sent the case letter to the prosecutor for investigation.

The police pointed out that the cheque banks issued by the counterfeit cheque group were all four banks, namely, Bank of China, Minsheng, City Branches and Business Office Huayincheng Branch. There are seven accounts with an account number of 091216, with a denomination ranging from RMB 55,000 to 970,000. Five thousand yuan ranged from forty-five forty-five to eight or eight million eighty-one hundred and forty-four thousand yuan.

This batch of pseudo-ticket holders began to pay Huayin, Yiyin, Taipei Post Office, Tujia, Luzhou Township Farmers Association, Taipei City Bank, Cooperative Bank, Yangmingshan, Fifth and Ninth respectively from November last year. Nineteen financial institutions including the Credit Cooperatives, the Banqiao City Farmers Association, the Taipei District SME Banking Corporation, the Taiwan Provincial Enterprise Bank Corporation, and the Bank of Taiwan Securities Co., Ltd. indicated that they had been found to have been stopped.